Now you can take advantage of professionally prepared documents prepared by Lawyers in their practice. We have taken the cost, effort and mystery out of filing your own case. Join the thousands who have filed their own case. Our materials are prepared by experienced Lawyers. SO SAVE the cost of going to a lawyer to file. Lawyers use the same legal documents we provide to you. However, a Lawyer may charge upwards of $2,000 to prepare the same. You will be pleased and surprised to see just how easy our items are to use!
We provide all the forms you need to file, complete with excellent instructions for use (Simply tailor each form to your specific situation). OUR COMPLETE SET CAN BE USED TO FILE FOR CHAPTER 7, CHAPTER 11, CHAPTER 12 AND CHAPTER 13.
You'll receive everything necessary and easy to follow instructions for the following types of bankruptcy:
Chapter 7 Liquidation: Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. The purpose of filing Chapter 7 is to obtain a discharge of your existing debts. Under certain circumstances you may keep property that you have purchased. A Chapter 7 is also often referred to as a Personal filing, or a Liquidation of Debt.
Chapter 11 Reorganization: Chapter 11 is designed primarily for the reorganization of a business, but is also available to consumer debtors.
Chapter 12 for the Family Farmer: Chapter 12 is designed to permit family farmers to repay their debts over a period of time from future earnings, and in many ways is similar to Chapter 13.
Chapter 13 Repayments: Chapter 13 is designed for individuals with regular income who are temporarily unable to pay their debts but would like to pay them in installments over a period of time. Under Chapter 13 you file a plan with the court to repay your creditors. Usually, the period allowed by the court to repay your debts is three years, and no more than five years. Under Chapter 13 (unlike Chapter 7) you may keep all your property as long as you continue to make payments under the plan. A Chapter 13 is also often referred to as a Debt Modification, or a Debt Reorganization.
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